SIP Calculator
Calculate returns on your monthly SIP investment. See your wealth grow year by year.
₹10,000
₹500₹2L
12% p.a.
1%30%
Large cap funds: ~12% · Mid cap: ~15% · Small cap: ~18%Fixed deposit: ~7% · Debt funds: ~8%
10 years
1 yr40 yrs
Total value after 10 years
₹23.23 L
Your money grows 1.9x — from ₹12.00 L invested
Invested
₹12.00 L
51.6%
Est. returns
₹11.23 L
48.4%
Wealth gain
1.9x
multiplier
Invested — ₹12.00 L
Returns — ₹11.23 L
48% of your wealth is pure returns 🎯
💡 Power of compounding
Investing just ₹11,000/month instead saves you from investing ₹12.00 L more — but could add ₹2.32 L to your corpus.
Wealth growth over time
Year 1Invested: ₹1.20 LReturns: ₹8,093Total: ₹1.28 L
1Y
Year 2Invested: ₹2.40 LReturns: ₹32,432Total: ₹2.72 L
2Y
Year 3Invested: ₹3.60 LReturns: ₹75,076Total: ₹4.35 L
3Y
Year 4Invested: ₹4.80 LReturns: ₹1.38 LTotal: ₹6.18 L
4Y
Year 5Invested: ₹6.00 LReturns: ₹2.25 LTotal: ₹8.25 L
5Y
Year 6Invested: ₹7.20 LReturns: ₹3.38 LTotal: ₹10.58 L
6Y
Year 7Invested: ₹8.40 LReturns: ₹4.80 LTotal: ₹13.20 L
7Y
Year 8Invested: ₹9.60 LReturns: ₹6.55 LTotal: ₹16.15 L
8Y
Year 9Invested: ₹10.80 LReturns: ₹8.68 LTotal: ₹19.48 L
9Y
Year 10Invested: ₹12.00 LReturns: ₹11.23 LTotal: ₹23.23 L
10Y
Amount invested
Returns (above invested)
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