Home Loan EMI Calculator
Calculate your home loan EMI with stamp duty, registration, and all hidden costs.
Property
₹75.00 L
20% — ₹15.00 L
10% (min)Loan: ₹60.00 L80%
ℹ️ Women get 1% concession
Loan details
8.5% p.a.
20 years
Monthly EMI
₹52,069
Loan: ₹60.00 L·8.5% for 20 yrs
Principal
₹60.00 L
Total interest
₹64.97 L
Total payment
₹1.25 Cr
Principal — ₹60.00 L
Interest — ₹64.97 L
You pay 108% extra as interest
🏠 Tax Benefits (Sec 24b + 80C)
Section 24b (interest deduction)Up to ₹2L/year
Section 80C (principal repayment)Up to ₹1.5L/year
Stamp duty deduction (80C)₹1.50 L
Est. annual tax saving (30% slab)₹60,000/yr
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