FD Calculator

Calculate Fixed Deposit maturity amount with real 2026 bank rates. Compare banks.

Investment

₹1.00 L
7.25% p.a.

Tax settings

TDS @ 10% deducted by bank if interest > ₹40,000/year. Actual tax depends on your slab.

Maturity amount

₹1,15,454

Interest earned: ₹15,454

After tax (30%)

₹1,10,818

Net interest

₹10,818

Principal

₹1.00 L

87% of maturity

Gross interest

₹15,454

before tax

Tax outgo

₹4,636

30% slab

Growth over time

Y1
Y2
PrincipalInterest earned