FD Calculator

India's most detailed Fixed Deposit calculator. Real Q2 2026 bank rates, monthly payout, special tenures, tax impact, FD ladder.

Senior Citizen (60+)

Extra 0.50% on most banks

₹5.00L
₹10K₹1Cr
%

Canara Bank · 1 yr

6.25% p.a.

Principal

₹5,00,000

Total Interest Earned

₹31,990

Maturity Amount

₹5,31,990

Effective rate: 6.40% p.a.

Breakup

Principal
Interest
Principal: 94.0%Interest: 6.0%

Tax Impact Preview

5% slab

₹30,391

post-tax

10% slab

₹28,791

post-tax

15% slab

₹27,192

post-tax

20% slab

₹25,592

post-tax

25% slab

₹23,993

post-tax

30% slab

₹22,393

post-tax

✅ Interest below ₹40,000 — No TDS will be deducted.
Maturity date4 October 2027

Rates as of Q2 2026. Canara Bank rates w.e.f. 17.03.2026. Other bank rates as of July–August 2026. Rates subject to change. Verify current rates with your bank before investing. This calculator is for informational purposes only and does not constitute financial advice.

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