Cigarette Cost Calculator

See the real wealth cost of smoking — and what that money becomes if invested.

You are burning

₹45.62 L

in 20 years · if invested at 12% instead of smoking

Per day

₹150

Per month

₹4,566

Per year

₹54,750

That money could have been

🏠0.6 BHK flat in Bangalore
✈️30 international trips
🚗4 brand new cars
🎓1 years abroad education
🌅Retire 7 years early
🏥91 health checkups

Smoking level

Customise

10
₹15
20 years

Wealth Lost Year by Year

1 year
₹58,487
spent: ₹54,750
5 years
₹3.77 L
spent: ₹2.74 L
10 years
₹10.61 L
spent: ₹5.47 L
20 years
₹45.62 L
spent: ₹10.95 L
30 years
₹1.61 Cr
spent: ₹16.43 L

The Real Cost of Smoking

Money actually spent

₹10.95 L

Wealth lost (invested)

₹45.62 L

Opportunity cost (wealth - spent)

₹34.67 L

This is the extra money you lose by smoking vs not smoking AND investing

🏥

This calculator only shows the financial cost.

The real cost of smoking includes medical bills, lost productivity, reduced life expectancy, and impact on family. The financial number above is just the beginning.

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